Top 10 Fridges You Can Own on Easy EMIs – Smart Cooling, Smarter Payments

Time to chill—without chilling your bank account!

If you're prepared to replace your outdated fridge without overspending, we've compiled the most impressive list for you. These top 10 refrigerators under ₹24,990 come packed with smart cooling, sleek designs, and wallet-friendly no-cost EMI options (yes, everything without paying everything!). These fridges meet all your kitchen needs, from energy efficiency to modern features. Because when it comes to value, style, and functionality—you deserve it all, minus the price shock!

1. Godrej 244 L 4 Star Inverter Double Door (RT EONVALOR 280D)

This refrigerator adapts to your way of life with 6-in-1 convertible modes—fridge, freezer, or both, depending on your needs. The Nano Shield technology provides protection for your food, and it has a power-saving inverter compressor, making it perfect for small families.

Reasons to buy: inexpensive, flexible storage, and smart cooling.

Best For: Small families, single users/couples.

Verdict: Best Overall 6-in-1 Convertible.

Best Budget Option

2. Samsung 236 L 3 Star Digital Inverter Double Door (RT28C3733S8/HL)

This Samsung is affordable and has a convertible freezer-to-fridge switching possibility. It adopts a digital inverter that operates quietly, and the external display adds a more up-to-date form of control. 

Reasons to buy: Great specifications and features below ₹30,000, and EMIs are available.

Best For: Couples, small kitchens.

Verdict: Best Budget Option

3. LG 655 L Smart Inverter Side-by-Side Refrigerator (GL-B257HWBY)

This side-by-side model offers loads of storage space, even cooling applications with Multi Air Flow, express freezing capability, and a premium dark finish that will fit perfectly in modern homes. 

Reasons to buy: size, longevity, and style. 

Best for: large families, entertainers.

Verdict: Best Premium Brand

4. Samsung 419 L 5-in-1 Convertible Wi-Fi Enabled (RT45DG6A4DB1HL)

This model from Samsung has Wi-Fi connectivity and is AI-powered and will automatically adjust to your usage patterns. The 5-in-1 convertible freezer gives you additional options while keeping food fresh. 

Reasons to buy: smart features at a mid-range price point!

Best For: Tech users, young professionals

Verdict: Smartest Fridge with AI

5. Haier 596 L 100% Convertible Side-by-Side Fridge (HES-690SS-P)

This fridge is fully convertible, featuring a 100% fridge option, a digital panel, and an energy-efficient inverter, making it ideal for those who store more fresh food than frozen. This refrigerator is an excellent choice, offering no-cost EMI plans. 

Reasons to buy: huge space, flexible configuration, exceptional price. 

Best For: Meal preppers, large extended families.

Verdict: Highest Discount Deal

6. Haier 325 L 14-in-1 Convertible Bottom Mount (HEB-333DS-P)

An intelligent daily option, this model also has the most user-friendly layout: it's bottom-mount for easy access and has 14-in-1 convertibility. With an external display and triple inverter tech, this is the one for low-noise cooling and savings.

Why buy: Modes you can customise, easy-to-use layout.

Best For: City families, elder-friendly places.

Verdict: Best Bottom Freezer Design

7. Samsung 653 L AI Wi-Fi Enabled Side-by-Side (RS76CG8003S9HL)

Manage your refrigerator with your phone. This smart side-by-side model has AI Cooling, Twin Cooling Plus, convertible modes, and everything else you'd expect from a premium refrigerator, all at zero-interest EMIs.

Reasons to buy: Wi-Fi and AI, so much volume and space, means it's future-ready

Best For: Smart homes and large families.

Verdict: Best Wi-Fi Smart Fridge

8. LG 380 L Convertible with Express Freeze (GL-S412SPZX)

A clever choice with convertible functionality and Express Freeze for quick chilling after grocery trips. LG's inverter compressor guarantees durability and energy efficiency.

Reasons to buy: smart inverter, express freezing.

Best for: Frequent users for daily groceries, mid-sized families.

Verdict: Smart Inverter Choice

9. Samsung 396 L Convertible 5-in-1 AI Fridge (RT41DG6A4DB1HL)

Using Wi-Fi controls, AI cooling, and flexible modes, this fridge essentially takes care of itself. This fridge is perfect for individuals with busy schedules and small families seeking advanced technology and everyday convenience.

Why you should buy it: smart, easy care, high-end look.

Best for: Professionals, renters, small families.

Verdict: AI-Powered Convenience

10. Bosch MaxFlex 303L Triple Door (CMC33S03NI)

With a triple-door layout, this Bosch fridge has specific spaces for normal items, a freezer, and a mid-zone for whatever you want! This fridge is ideal for individuals who are meticulous about keeping their fridge clutter-free. 

Reasons to buy: It has great compartmentalisation and inverter cooling.

Best For: Organisers, small families, health-based users.

Verdict: Most Organized Storage

No-Cost EMI Options Available Through:

Credit Cards (HDFC, ICICI, SBI, Axis & more)

Amazon Pay Later

Bajaj Finserv EMI Card

HDFC Bank Debit EMI

Quick Buying Checklist:

Feature

What to Look For

Capacity

240L–700L, depending on family size

Star Rating

3–4 stars for energy efficiency

Cooling

Frost-Free, Multi Air Flow, Inverter

Modes

Convertible modes for storage flexibility

Tech

Smart Wi-Fi, AI Sensing, Digital Display

Style

Top/Bottom Mount, Side-by-Side, Triple Door