Are you looking to upgrade your fridge without going over budget? Thus is your chance to do it. With leading deals starting at just ₹24,990 and zero-interest EMI options, you can bring home top-quality appliances from brands like Samsung, LG, Godrej, and others.

 We’ve found 10 excellent deals that offer just that – practical features, reliable cooling, and enough space for everyday use.  Whether you’re moving into a new place or swapping out an old appliance, this list would be super useful.

No Cost EMI offers on refrigerators:

EMI OPTIONS

DETAILS

No Cost EMI (Credit Cards)

Available on select credit cards, including HDFC, ICICI, SBI, Axis, and more

HDFC Debit Card EMI

No Cost EMI available for eligible HDFC Bank Debit Card holders

Amazon Pay Later

No-cost EMI with zero interest and instant approval (subject to eligibility)

Bajaj Finserv EMI Card

No Cost EMI available on eligible products with Bajaj Finserv Insta EMI Card

Godrej 244 L 4 Star, Convertible Freezer 6-In-1, Nano Shield Technology, Inverter Frost Free Double Door Refrigerator (2025 Model, RT EONVALOR 280D RCIF FS ST, Fossil Steel)

Are you looking for a fridge that adapts to your needs?  With a 6-in-1 convertible freezer, you can easily change the storage settings depending on what’s on your grocery list that week. It’s currently available at a discounted price, making it a smart pick if you’re planning an upgrade. It has features like the Nano Shield that keep your food fresher for longer, and the inverter technology ensures steady, energy-efficient cooling throughout the day.

SPECIFICATIONS 

Capacity

244 litres

Star Rating

4-star

Compressor

Frost Free

Cooling Type

Inverter

Modes

Convertible Freezer 6 in 1

Special Features

Nano Shield Technology

Samsung 236 L, 3 Star, Convertible, Digital Inverter with Display Frost Free Double Door Refrigerator (RT28C3733S8/HL, Silver, Elegant Inox)

Running low on fridge space during hectic weeks or festivals m No worries — with a quick setting, you can turn the freezer into extra fridge space in seconds. As one of the top 10 fridges available with no-cost EMI, it gives you the required flexibility you need without a big initial spend.

The quiet inverter ensures consistent cooling, and the modern display panel keeps things user-friendly. This fridge is ideal for households that appreciate both simplicity and intelligent design.

SPECIFICATIONS

Capacity

236 litres

Star rating

6-star

Compressor

Digital Inverter

Cooling Type

Frost Free

Modes

Convertible Freezer to Fridge

Special Features

External Display, Easy Slide Shelf

LG 655 L Frost Free Smart Inverter Double Door Side by Side Refrigerator (GL-B257HWBY, Western Black, Express Freezing | Multi Air-Flow)

This refrigerator is the perfect choice for families seeking ample storage without the burden of a substantial upfront payment. As one of the top 10 refrigerators with no-cost EMI, it combines excellent design with everyday convenience at an affordable pace.

Its well-thought-out layout makes it easy to organise and access your groceries without cramming the shelves. The sleek dark finish blends seamlessly into most kitchens, while the smart inverter ensures quiet, stable performance without unexpected power surges or noise.

SPECIFICATIONS

Capacity

655 Litres (Ideal for large families)

Type

Side by Side, Frost Free

Compressor

Smart Inverter Compressor

Special Features

Express Freezing, Multi Air Flow Cooling, Door Alarm

Finish

Western Black with LED Touch Control

Samsung 419 L, 3 Star, Convertible 5-in-1, Digital Inverter, Frost-Free Double Door, Bespoke AI WiFi Enabled

For households that need storage to keep up with their lifestyle, this 419-litre Samsung fridge is a practical pick. Its 5-in-1 convertible design lets you switch between fridge and freezer space with ease — perfect for weeks when your needs shift.

It’s featured in the top 10 fridges with no-cost EMI options, offering flexibility. Smart features such as Wi-Fi control and AI-based adjustments simplify the setting process. With a clean matte finish and a digital inverter that runs quietly and efficiently, it’s built for modern, low-fuss living.

SPECIFICATIONS

Capacity

419 Litres

Star Rating

3 stars

Technology 

5-in-1 Convertible, Digital Inverter

Type

Frost-Free, Double Door

Special Features

WiFi Enabled, AI Sensing, Twin Cooling Plus

Haier 596 L, 3 Star, 100% Convertible Fridge Space, Expert Inverter, Frost-Free Side-by-Side Refrigerator (HES-690SS-P, Shiny Silver)

Whether it’s family dinners, your weekly shop, or weekend leftovers, this 596-litre Haier fridge is built to handle it all. With a fully convertible section, you’re free to use the space however it suits you — no fixed compartments, no fuss. Featured as one of the top 10 refrigerators with no-cost EMI, this refrigerator is a cost-effective choice. The spacious, open design means everything stays within simple reach, without the need to shuffle things around.

SPECIFICATIONS

Capacity

596 Litres

Star Rating

3 Star

Compressor

Expert Inverter

Cooling Type

Frost Free

Special Features

100 percent Fridge Space Convertible, Digital Control Panel

Door style

Side by Side

Haier 325 L, 3 Star, Convertible 14-in-1 Triple Inverter & Fan Motor Technology, with Display Frost Free Double Door Bottom Mount Refrigerator (HEB-333DS-P, Dazzle Steel)

This 325-litre Haier fridge gives you the freedom to tailor cooling with 14 different modes, making it easy to adapt to your daily routine. With the freezer at the bottom, your everyday essentials stay at eye level, and the intuitive display panel lets you tweak settings in seconds.

It ranks among the top 10 refrigerators with no-cost EMI, providing impressive features without exceeding your budget. The combination of triple inverter technology and a fan motor ensures consistent performance while keeping energy use in check.

SPECIFICATIONS

Capacity

325 Litres

Star Rating

3 stars

Cooling Type

Frost Free

Compressor

Triple Inverter with Fan Motor

Special Features

14-in-1 Convertible Modes, External Display

Samsung 653 L, 3 Star, Frost Free, Double Door, Convertible 5-in-1 Digital Inverter, Side By Side AI Enabled Smart Refrigerator with WiFi (RS76CG8003S9HL, Silver, Refined Inox)

When daily storage starts feeling cramped, this 653-litre Samsung fridge offers a refreshingly simple solution. With a side-by-side layout and five convertible modes, you can organise and adjust space effortlessly — no need to shuffle things around or overthink it. It is ranked among the top 10 smart refrigerators with no-cost EMI; it gives you more room without a heavy upfront cost. Built-in AI and Wi-Fi connectivity handle the cooling automatically, so there’s no need to constantly tweak settings — the fridge quietly does it for you.

SPECIFICATIONS

Capacity

653 Litres

Star Rating

3 Star

Compressor

Digital Inverter

Cooling Type

Frost Free

Modes

Convertible 5 in 1

Special Features

Wi-Fi Enabled, AI Control, Twin Cooling

LG 380 L 3 Star Frost-Free Smart Inverter Double Door Refrigerator (GL-S412SPZX, Shiny Steel, Convertible with Express Freeze)

If you regularly find yourself needing more fridge space than freezer storage, this 380-litre LG model gives you that flexibility. It’s one of the top 10 refrigerator choices available with no-cost EMI, so you can enjoy premium features without the pressure of a large upfront payment.

The Express Freeze function comes in handy after a big grocery run, while the inverter ensures consistent cooling without sudden noises or energy spikes.

SPECIFICATIONS

Capacity

380 Litres

Star Rating

3 stars

Compressor

Smart Inverter

Cooling Type

Frost-free

Modes

Convertible, Express Freeze

Special Features

Smart Inverter Compressor, Multi Air Flow, Express Freeze, Auto Smart Connect

Samsung 396 L, 3 Star, Convertible 5-in-1, Digital Inverter, Frost-Free Double Door, Bespoke AI WiFi-Enabled Refrigerator (RT41DG6A4DB1HL, Black Matte/Black DOI)

This Samsung 396-litre fridge adjusts as your storage needs change, thanks to its five-in-one convertible modes. It fits easily into daily routines without making you overthink settings.

It’s part of the top 10 refrigerators with no-cost EMI, giving you access to smart features that make everyday use effortless. With built-in Wi-Fi and AI technology, it automatically adjusts temperatures to keep your food fresh longer without constant monitoring.

SPECIFICATIONS

Capacity

396 Litres

Star Rating

3 stars

Compressor

Digital Inverter

Cooling type

Frost-free

Modes

Convertible 5 in 1

Special features

Wi-Fi Enabled, AI Mode, Twin Cooling

Bosch MaxFlex 303L, 3 Star Convertible 6-in-1, Digital Inverter Frost-Free Triple Door Refrigerator

This 303-liter triple-door refrigerator from Bosch is built for organised living. With dedicated zones for the fridge, freezer, and a middle compartment for items that need flexible cooling, it helps reduce clutter and save time. 

Ranked among the top 10 refrigerators with no-cost EMI, it offers modern convenience without the pressure of a full upfront payment. The convertible drawer gives extra room when needed, and the inverter helps keep things cool without constant adjustments.

SPECIFICATIONS

Capacity

303 Litres

Star Rating

3 stars

Cooling Type

Frost Free

Compressor

Inverter

Modes

Max Flex Convertible

Special Features 

Multi-zone storage, Convertible drawer